What happens to your financial data as OpenAI acquires Roi?

Following its acquisition by OpenAI, the AI-driven finance app Roi will be shutting down, prompting questions about the fate of its users’ financial data. The company has announced that its final day of service will be October 15, 2025, after which the app will no longer be accessible.

In its wind-down plan, Roi has outlined specific steps for users regarding their personal information. Customers have until the October 15, 2025 shutdown date to log in to the app and download their financial data. The company has stressed that after this deadline, users will permanently lose the ability to access their information.

Roi has provided explicit details on its data deletion policy. Following the shutdown, all remaining user data on its servers will be permanently deleted within 30 days. This measure is intended to ensure a complete and final closure of user accounts and their associated information.

Addressing a key concern, the company has directly stated that the acquiring entity, OpenAI, will not receive any of its users’ data. According to Roi, all personal and financial information will be deleted as part of the shutdown process and will not be transferred to OpenAI.

To help users transition, Roi is recommending alternative services, such as the financial planning app Monarch. To facilitate the move, the company has noted that users can import their downloaded Roi data directly into Monarch, allowing for a seamless transfer of their account history and financial insights.

The acquisition marks the end of Roi app, and the Roi team has stated they will be joining OpenAI to help build a “new generation of software” that is adaptive and personal, while operations for the Roi app itself will cease this month.